Business
How And Where Can I Use A Working Capital Loan?

A working capital loan is the loan that can be availed for business firms to cover their day to day operational costs. Running a business is not easy and if every single day the entrepreneur has to spend time on the worrying about the daily mechanisms, then it becomes difficult to stay focused on the larger picture. These loans are wonderful for tackling with the daily financial needs. However, one has to remember that these loans are not for buying long term assets. Rather, aspect of business like covering daily wages, doing regular maintenance work on equipments and buying raw materials for a particularly big project, are areas that these loans could help with.
Hence, this loan is mostly availed by small and medium business enterprises to cover their daily operational expenditure smoothly. Most of these working capital loans are unsecured, but those businesses with high risk need some kind of guarantee. The tenure of the loan in this country is mostly within 6 to 12 months and the working capital loan interest rates are between 11% to 16% on an average.
A working capital loan can be used in multiple ways. There are times when a firm faces sudden added expenditures, which leaves them dry to carry on the daily operational tasks after that. This is when a working capital loan can prove to be helpful. These are mostly corporate debt borrowings. Moreover, there are lots of new and even old businesses in India who do not have a stable revenue round the year. For example, a boutique mostly sees a rise in sales during the festive season but then the sales can be really slow. These companies work on cyclical sales models and often have to operate on the need of the retailer, or the customer.
- A business can use the working capital financing to tide over the seasonal sales fluctuations. The workers can be paid even if the sales are not that high and help with their retention, so that when the time arrives, workforce is available to pick up the work again.
- Some use the working capital as a cash- cushion so that if there are times when the cash reserves are really low, this fund can be used tackle emergencies.
- Some firms also take a lot of time in receiving payments even after they have sent their invoices, which takes some time to bring in the revenue at the right time. The working capital can be used during that time.
- Most importantly, the majority of the entrepreneurs take the loan when they want to bank in on an opportunity. For example, in case of a huge order, one might have to buy raw materials in bulk or hire some more labour during a time period.
The working capital finance can be used to fill in these gaps and deliver your products on time, thus paving the way for greater returns when the order is successfully completed.
Business
Brik Oven Prestige Towers, Rama Nagar (Bengaluru)

Brik Oven, famous by its Neapolitan pizzas that are authentic has gained a reputable presence in Bengaluru’s food scene. One of the most prominent locations is located in the Prestige Trade Tower on Palace Road located in the Sampangi Rama Nagar area. The outlet provides patrons with an exceptional dining experience that combines traditional Italian cuisine with modern atmosphere.
Brik Oven Prestige Tower Overview
The restaurant was established in the year 2016. Brik Oven has rapidly expanded throughout Bengaluru and has several outlets serving pizzas made by hand and other Italian delights. Its Prestige Trade Tower location, opened as the third outlet, is the unique courtyard design that enhances the dining experience.
Facilities and Ambiance
Prestige Trade Tower Prestige Trade Tower outlet offers an array of amenities that will ensure you a relaxing and enjoyable stay.
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Maximum Seating capacity: Ample indoor and outdoor seating arrangements can accommodate large and small groups.
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Open Kitchen A kitchen that is open design lets patrons observe the pizza making process, adding an element of enjoyment.
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courtyard setting: The courtyard-style ambiance creates a relaxing and comfortable atmosphere, perfect for informal eating.
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WiFi Access Wireless Internet is free accessible to guests and caters to guests who want to stay connected throughout their stay.
Operating Hours
Brik Oven at Prestige Trade Tower is operational during the hours listed below:
- Monday to Sunday: 11:00 AM to 11:00 PM
This ensures that guests can eat all day, from lunch until dinner.
Menu Highlights
Brik Oven’s menu Brik Oven features a variety of Italian food items that are centered around Neapolitan-style pizzas. The most popular dishes include:
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Margherita Pizza: A classic pizza made featuring fresh mozzarella as well as basil as well as tomato sauce.
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Quattro Formaggi: A delightful mixture of four cheeses providing a rich and creamy flavor.
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Garlic bread: freshly baked bread filled with herbs and garlic and served with the marinara sauce.
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Milkshakes Milkshakes with a variety of creaminess, with flavours like Oreo or Nutella.
The restaurant also has vegan alternatives, offering the menu is diverse and is able to accommodate a wide range of diets.
Address and Contact Information
Detail | Information |
---|---|
Address | Prestige Trade Tower, Palace Road, High Grounds, Sampangi Rama Nagar, Bengaluru, Karnataka 560001 |
Contact Number | +91 88847 00088 |
Website | Not Available |
Nearby Landmarks
Its Prestige Trade Tower outlet is conveniently located close to several famous landmarks:
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Bangalore Golf Club: About 1 km from the and offers a variety of recreational activities for golfers.
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Cubbon Park: An expansive green space perfect for strolls in leisure, and located approximately 2 km away from the restaurant.
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Vidhana Soudha: The seat of Karnataka’s legislature, situated approximately 2.5 kilometers away.
The pros and cons based on Reviews by customers Reviews
Feedback from customers provides valuable insight on the food experience Brik Oven:
Pros:
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authentic flavors: Many patrons praise the restaurant for its authentic Neapolitan pizzas that highlight the quality of the ingredients and traditional cooking techniques.
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Ambience: An open-kitchen layout create a relaxing and lively dining experience.
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Customer Service Employees are usually praised for their warm and professional service, which improves your overall satisfaction.
Cons:
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Price: Some customers feel that meals are priced on the high end, which might not suit all budgets.
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Wait Time: During peak hours the restaurant may become overcrowded, which can lead to longer wait times to sit and service.
In the end, Brik Oven at Prestige Trade Tower provides a memorable dining experience for those looking for authentic Italian food in Bengaluru. The location’s prime position, coupled with a wide menu and a warm atmosphere, is a favorite option for both locals and tourists.
Business
Prestige Trade Tower, Sampangiram Nagar (Bengaluru)

Prestige Trade Tower, located at No. 46 Palace Road, High Grounds, Sampangiram Nagar, Bengaluru, Karnataka 560001, is an iconic Grade-A commercial structure located in Bangalore’s Central Business District. Built in 2018, this 23-storey building is designed to be a highly efficient and functional structure with a minimalist and stylish architecture.
Facilities and Amenities
Prestige Trade Tower offers a array of facilities that can satisfy the requirements of the modern business:
- Office Spaces This tower offers an expansive and elegantly designed commercial office space with each floor measuring around 22,000 square feet.
- Retail Podium Four floors of the first are devoted to luxurious retail spaces that provide convenience to both tenants and customers.
- Parking It has the facility for parking in-house, which provides plenty of parking for tenants and visitors.
- Security Security services are available 24 hours a day, 7 days a week. available to ensure the security of the people who live there.
- Helipad It is a tower that has an helipad that provides an additional option for accessibility for executives in corporate settings.
Operating Hours
The standard operating hours of offices in Prestige Trade Tower are typically from 8:30 am to 6 PM, Monday to Friday. However, these hours could differ based on the specific office policies and operational needs.
Address and Contact Information
Detail | Information |
---|---|
Address | No. 46 Palace Road, High Grounds, Sampangiram Nagar, Bengaluru, Karnataka 560001 |
Contact Number | +91 80 6120 7000 |
Website | www.executivecentre.com |
Nearby Areas and Accessibility
Prestige Trade Tower has been ideally placed, with an excellent connection:
- Transportation It is located in Palace Road next to the Golf Course, providing good access to railway and bus stations. The closest metro station is around 0.5 millimeters away which increases the accessibility of commuters.
- Services: The vicinity includes several five-star hotel, serviced apartments as well as a range of restaurants both international and local catering to different tastes.
The pros and cons as reported by Reviews
Feedback from visitors and occupants gives insight into the strengths of the building and areas of improvement
Pros:
- The Prime Place: The tenants appreciate the tower’s central position and an easy access to the most important locations in Bengaluru.
- modern facilities: Modern facilities, such as modern meeting rooms as well as cozy business lounges are well-loved.
Cons:
- Communication Issues Potential clients have complained of difficulties in communicating with sales representatives and indicate that there is a need to improve the response.
In sum, Prestige Trade Tower stands as a prominent landmark for business in Bengaluru and offers modern amenities and an excellent spot. Although it has many advantages but a focus on the customer experience could boost its image further.
Business
Suncity Trade Tower, Sector 21(Gurugram)

Suncity Trade Tower, developed by Suncity Projects Pvt. Ltd. It is a well-known commercial building situated within Sector 21, Gurgaon. Strategically located along the Old Delhi-Gurgaon Road The tower is modern and offers office spaces that accommodate the demands of modern companies.
Suncity Trade Tower Overview
With a total area of 9000 square meters of space, Suncity Trade Tower boasts an area built-up of approximately 16000 square metres (approximately 1.73 thousand sq feet). The structure is impressive in its architectural design, with a frontage of around 70 metres (230 feet) which provides ample access and visibility. Floor plates span between 28,000 and 36,000 square feet, allowing for different business needs.
Facilities and Amenities
The tower is furnished with modern features to provide an efficient and comfortable working environment.
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Central Air Conditioning Provides comfortable and comfortable temperature throughout the entire building.
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High-Speed Elevators Modern elevators allow swift and efficient transfer between floors.
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Plenty of Parking: The building offers plenty of parking space for both visitors and tenants.
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100 Power Backup: Uninterrupted power supply is guaranteed through complete backup systems.
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High-Tech Security High-tech surveillance systems and 24 hour security personnel provide a safe work space.
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The Fire Protection: Equipped with fire alarm systems and provisions for fighting fires in accordance with National Building Code (NBC) standards.
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Aesthetic Interiors The building is aesthetically appealing interiors as well as a huge foyer, which enhances the overall atmosphere.
Operating Hours
The building is open 24 hours a day to cater for various business requirements however, the hours of office for each tenant will be different based on tenant operations. It’s recommended for visitors to confirm the specific hours of operation with their respective tenants.
Address and Contact Information
Detail | Information |
---|---|
Address | Suncity Trade Tower, Sector 21, Old Delhi-Gurgaon Road, Gurgaon, Haryana 122001 |
Contact Number | +91 124 469 1000 |
Website | N/A |
Nearby Landmarks and Accessibility
Suncity Trade Tower is strategically placed and offers excellent connectivity.
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Delhi-Gurgaon toll plaza: Around 3.5 miles away providing an easy route to Delhi.
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Indira Gandhi International Airport About 10 km from the tower offering the convenience of business travellers.
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Kapashera Border: The border is around 1.25 kilometers from the border, this border will improve connectivity to neighbouring regions.
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DLF Cyber City: Approximately 2 kilometers away, this puts it close to a major hub of business.
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Hotel Trident Hilton/ShankarChowk: approximately 2 kms away, the hotel offers accommodations and meeting facilities.
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Iffco Chowk: About 4 kilometers from the site that provides access to different areas of Gurgaon.
The pros and cons as reported by Reviews
Feedback from visitors and occupants gives valuable insight:
Pros:
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Strategic Position: Tenants appreciate the central location, offering great connectivity to important areas like Gurgaon as well as Delhi.
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Modern amenities: The building’s state-of-the-art facilities meet the requirements of the modern business.
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Aesthetic Attractiveness: The elegant architecture and well-maintained facilities make for a pleasant work setting.
Cons:
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Traffic Congestion A few residents have reported that their area is prone to traffic congestion during peak times that can cause disruption to the commute time.
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Parking Restrictions: Despite ample parking in the area, a high level of occupancy can often result in the availability of parking for visitors to be limited.
In short, Suncity Trade Tower offers a distinguished business address and modern amenities located in the center of Gurgaon. While it offers many benefits but addressing the issues could improve the experience of its residents.
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