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Short Term Investing vs. Long Term Investing

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Short Term Investing vs. Long Term Investing

When it comes to the financial market, there are hardly any shortcuts to success. Investment is often a long-drawn process that demands patience and discipline. Thankfully, there are options available to suit different investors – short term and long term investing options.

Is one better than the other? Let’s find out.

What are short term investments?

Short term investing refers to investments made in instruments that are traded for a short period of time, typically up to a maximum of three years. Short term investments have a high level of liquidity and are generally low-risk investment options.

The following financial instruments come under short term investments –

#1 Ultra short debt funds

Offering comparatively higher returns, the time period for these funds ranges between three to six months. These funds invest in fixed-income earning instruments.

#2 Low duration debt funds

Investing mainly in debt and money market instruments, low duration debt funds are instruments wherein the duration ranges from six to 12 months.

#3 Treasury bills

Treasury bills are ideal short term investment options for those who wish to invest in high liquidity instruments. These bills can be redeemed just within 91 days.

#4 Money market funds

Having a redemption period of just one year, money market funds, as the name suggests, are funds invested mainly in money market instruments.

#5 Gilt funds

Investing mainly in government securities, gilt funds are the ideal option for those with a low appetite for risk as these are subject to zero credit risks.

#6 Large-cap mutual funds

Being low-risk instruments, large-cap mutual funds are invested in companies with large market capitalisation for tenure ranging between one to three years. Being low-risk, these funds offer stable returns. 

What are long term investments?

On the other hand, long-term investing options are investments that offer higher returns only in the long term, typically for five years and beyond. Though they provide higher returns; these investments involve high market risks. They are ideal for investors with a high risk tolerance, who wish to invest in more aggressive market instruments.

The following come under long term investments –

#1 Stocks

Stocks offer some of the highest returns in the investment market; however, having considerable market expertise is a must as the stock market is highly volatile.

#2 Equity funds

Involving lesser risk than the stock market, equity funds is another long term investment avenue wherein by investing in small and mid-cap equity funds; an investor can earn higher returns in the long run. 

Which is better?

There is no clear winner here. While short term investments are ideal for achieving financial goals in a short span, with low market risks, long term investments are better for those looking to build a corpus and have a high risk appetite.

Want to start investing in the funds market? Start right away from the comfort of your home! Smartphone apps such as Tata Capital’s Moneyfy app allows you to compare between investments and choose the right one based on your investment objectives, risk tolerance, and other requirements.

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DLF New Town Heights K Tower, Sector 90, Gurugram: Opening Time, Location and Connectivity

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DLF New Town Heights K Tower

DLF New Town Heights is located within Sector 90 of Gurugram it is an residential development by DLF the country’s top real property developers. The development covers around 32 acres and includes several buildings, which include the renowned K Tower. It provides 2, 3 and 4 BHK apartments that have been designed to accommodate the demands of modern living.

Facilities and Services

DLF New Town Heights residents DLF New Town Heights enjoy numerous services that aim to improve their life:

  • Clubhouse A well-equipped clubhouse with a gym, swimming pool, and areas to play indoors.
  • Sports Facilities: Facilities such as tennis court or badminton court are designed to appeal to athletes.
  • parks and play Areas Numerous parks and playgrounds for children offer plenty of green space.
  • Security The complex has security systems, which include CCTV surveillance as well as intercom systems.
  • power Backup along with Water Supply: Uninterrupted water and power backup guarantee comfort for residents.
  • Extra Facilities The project offers facilities like a party room and yoga spaces, running tracks, and plenty of parking spaces

Connection and Location

In Sector 90, the project provides the following strategic connectivity:

  • Closeness To Major Roads About 5 kms from NH-8 providing easy access to Delhi and the other parts of Gurugram.
  • Public Transport: The bus stop for NTH-91/Sector-91 is only 240 metres away, which will improve public transport accessibility.
  • Close-by facilities The most essential facilities like hospitals, schools and shopping malls are within a quick driving distance.

The pros and cons based on Resident Feedback

Based on feedback from local residents here are a few highlights of the advantages and areas for improvements:

Pros:

  • Spacious Apartments: The residents appreciate the spacious dimensions of apartments, which often include guest rooms, which make the living space more spacious.
  • Well-maintained facilities The clubhouse, parks and green spaces are well-maintained and contribute to a comfortable living space.
  • community events Events that are regularly scheduled for cultural activities and celebrations foster a strong feeling of community among the residents.
  • Security: The community is gated and CCTV security ensures a safe living space.

Cons:

  • The absence of on-site shops There are no retail stores within the complex requires a 15-minute walk to get to the vital services.
  • Road Condition Certain residents have complained of unsafe road conditions, which have led towards the place, impacting everyday commutes.
  • Maintenance Problems Concerns like the possibility of seepage in certain flats as well as periodic delays in maintenance have been reported.
  • Pet-Friendliness The limited infrastructure of the society’s infrastructure that is pet-friendly poses a problem for pet owners.

Summary

DLF New Town Heights in Sector 90, Gurugram, offers a combination of modern amenities and large living areas that make it an appealing choice for homeowners who are considering buying. The residents of the area are gratified by the facilities and community spirit the on-site shopping options as well as infrastructure maintenance offer potential to improve. Buyers who are interested in purchasing a home are advised to visit the property to determine if it fits with their lifestyle desires.

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DLF Royalton Tower, Sector 53, Gurugram: Opening Time, Location and Connectivity

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DLF Royalton Tower

DLF Royalton Tower, situated in Sector 53 in Gurugram is a prestigious residential development developed by the highly regarded DLF Group. It was completed in 2007 and this project is a model of luxury living thanks to the well-designed homes and an array of modern conveniences.

Project Overview

The complex is comprised of a single tower of 19 floors and the residents in 76 spacious units. The apartments are mostly 4 BHK units, each comprising a super-built-up space that is approximately 2.94o square foot. The apartments are carefully designed to allow plenty of daylight and airflow to ensure a comfortable living space.

Connection and Location

Strategically situated strategically located DLF Phase V, along Golf Course Road, DLF Royalton Tower has an excellent connection to the various areas within Gurugram as well as Delhi. There is a Sector 54 Chowk Metro Station is approximately 1 km away, offering the easy accessibility to public transport. The area is well-developed close to hospitals, schools malls, and recreation centers that make it a popular residential location.

Amenities and Facilities

DLF Royalton Tower offers a variety of amenities that are that are designed to improve your quality of life the residents of the tower:

  • Security Security guards are available 24 hours a days and CCTV security make sure that your home is safe.

  • Power Backup Power Backup: Uninterrupted power supply with complete power backup.

  • recreational facilities The gym is well-equipped and tennis, swimming pool and badminton courts as well as the clubhouse is geared towards the needs of fitness and leisure.

  • children’s play Area The area is designated where children can play safely.

  • Gardening Beautifully maintained gardens create an idyllic setting.

  • Community Hall: Multipurpose hall that can be used to host social gatherings and other events.

The facilities are maintained with care to ensure that residents have an enjoyable and luxurious life.

The pros and cons based on Resident’s Comments

Based on ratings and reviews by residents of the area, these are a few highlights of pros and cons

Pros:

  • The spacious Apartments Residents love the spaciousness of the 4 BHK apartments that are designed to offer the ultimate in luxury and comfort.

  • Prime Place The position at the end of Golf Course Road offers excellent connectivity as well as access to the most essential services.

  • High-Quality Construction The quality of construction is highly rated, indicating solid structures and sturdy materials.

Cons:

  • The area is limited in green Spaces Residents think that the green spaces in The complex are a bit more extensive.

  • Maintenance Charges A few residents have commented that the maintenance fees are higher than the norm.

These perspectives offer an objective view of the experience of living at DLF Royalton Tower.

DLF Royalton Tower in Sector 53, Gurugram, stands as an example of living in luxury with well-designed apartments with a variety of amenities and locations that offer benefits. While there are some areas to be improved, the general satisfaction of the residents is a good living experience, which makes it a popular option for homeowners who are looking for the perfect mix of convenience and comfort.

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DLF Trinity Towers, Sector 54, Gurugram: Opening Time, Location and Connectivity

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DLF Trinity Towers

DLF Trinity Towers, located in Sector 54, Gurugram, is a high-end residential development by the well-known DLF Group. It was completed in July of 2006, this development offers a combination of comfort and luxury and meets the demands of the modern urban dweller.

Project Overview

The complex consists of three high-rise towers reaching 19 floors. It also houses 228 residential units. These apartments have ample space with sizes comprising 3 and 4 bedroom units with sizes ranging from 2,210 up and 2,779 sq. feet of the super-built-up space. Each apartment is designed to allow plenty of sunlight and airflow which will ensure a pleasant living space.

Connection and Location

Strategically located strategically located on Golf Course Road, DLF Trinity Towers offers an excellent connection to all regions that comprise Gurugram as well as Delhi. Its Sector 54 Chowk Metro Station is approximately 1.3 kilometers away, providing an easy access to public transport. The neighborhood is well-developed and is close to hospitals, schools shopping centers, hospitals, and recreation areas which makes it a popular residential location.

Amenities and Facilities

DLF Trinity Towers offers a variety of amenities that are designed to improve the living experience of the residents of the tower:

  • Security Security personnel are available 24 hours a day and CCTV monitoring provide a secure living space.

  • Power Backup Power supply that is uninterrupted and has complete power backup.

  • Leisure Facilities The gym is well-equipped as well as a tennis, swimming pool and badminton courts, as well as an indoor clubhouse that caters to recreation and fitness.

  • children’s play Area Spaces designated for children to play in a safe environment.

  • The Landscaped Garden Beautifully maintained gardens offer an idyllic setting.

  • Community Hall: Multipurpose hall that can be used to host social gatherings and events.

The facilities are maintained with care to ensure that residents enjoy an enjoyable and luxurious life.

Advantages as well as Cons of Resident’s Feedback

Based on ratings and reviews from residents Here are some of the most talked about pros and cons

Pros:

  • Administration The administration of this complex has been highly evaluated with an average grade at 3.8 five out of which indicates efficient administration and quick resolution of problems.

  • Building Quality Residents are impressed by the quality of construction, rating the construction quality 3.6 from 5 which indicates well-constructed structures and sturdy materials.

  • Connectivity with a score in the range of 3.4 out of five, the facility’s accessibility to major areas as well as public transport is regarded as an benefit.

Cons:

  • The Green Area The green areas of the complex have been awarded an average in the range of 3.2 from 5, indicating the potential for improvement in open spaces and landscaping.

  • Amenities There are a range of facilities are available however, they’ve been given a rating of 3.2 5 out of 5. suggesting the that they could be improved in terms of the quality of service or maintenance.

These information comes from the reviews of residents and give an objective view of the living environment of living at DLF Trinity Towers.

Summary

DLF Trinity Towers in Sector 54, Gurugram, stands as an example of luxury living. It offers well-designed apartments and a wide range of amenities and geographical benefits. Although there are areas that need to be addressed to be improved, the general satisfaction of the residents is a good living experience. This makes it a popular option for homeowners who are looking for the perfect combination of convenience and comfort.

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